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When Should You Get Health Insurance?

When it comes to getting health insurance, many people are unsure of when they should get it. After all, it can be a complex situation in itself. However, it is important to understand that getting a health insurance is one vital step in protecting yourself and your loved ones from unexpected medical expenses.

Here are a few reasons to convince yourself when you need health insurance:

1. When You’re Young and Healthy:

The younger and healthier you are, the more affordable your health insurance premium will be. This is because, as you age, you are at a higher risk of developing health problems that may require expensive medical treatment. For this reason, many people choose to purchase health insurance earlier on, in order to lock in lower rates and protect themselves against the potential costs of health care in the future.

2. When Planning a Major Life Change:

Events such as getting married, having a child, or starting a new job may affect your coverage options and make it more important to have strategic insurance in place. In fact, a major life event gives you a chance to rethink your current coverage and the choices you can make. With Continental Insurance, we assure you the best options when you are considering a health insurance benefits in Sri Lanka.

3. When You Change Your Job:

Your employer may provide health insurance benefits, but when you switch job, you may lose the coverage. Visit Continental Insurance to learn about our health insurance coverage in Sri Lanka.

4. When You Are Self-employed:

When you are self-employed, you need to make sure that you're covered in case of an illness or injury, and will not have to pay for a large medical expense out of your own pocket. Hence, it is better to find an ideal health insurance package that will work for you. There are different insurance companies like Continental Insurance that offers comprehensive packages that suits your needs.

5. When You Reach a Certain Age:

Some people suddenly decide to buy a health insurance policy when they reach a certain age, usually between 55-60. However, when purchasing a health insurance policy after turning 60 years old, you will expect to pay a higher premium than you would have at a younger age. This is because health insurance companies consider older individuals to be a higher risk for medical claims.

6. When You Have a Medical Condition:

If you have a medical condition, it's important to have insurance in place in case you need to seek treatment for that condition. Without an insurance, the cost of a medical treatment can be very expensive and may lead to financial hardship. A health insurance allows people to receive medical care when they require it, without having to worry about the high costs.

Nowadays, a health insurance is crucial due to the increasing costs of medical treatment. Even the most basic doctor's visit can be costly. Get the best health insurance quotes from Continental Insurance, where you can secure comprehensive coverage for your entire family at an affordable rate.

Talk to our insurance experts to find the best policy to cover your requirements.Reach out to us via our 24-hour hotline on 0115 200 200 or visit any of our branches for more information